Auto LiabilityCovers injury and property damage you cause to others on the road — the coverage that activates your authority and keeps you legal to run.
Physical DamageComprehensive & collision for your tractor and trailer — protecting the equipment your revenue rolls on.
Motor Truck CargoProtects the freight you haul against loss, theft, and damage while it's in transit and in your care.
Truckers General LiabilityTruckers general liability is premises-based. It can help cover injury or property damage to others at your own location — like a visitor slipping at your office, terminal or yard. Anything involving the truck on the road falls under your auto liability. Coverage, limits and exclusions vary by policy and are subject to underwriting.
Workers' CompensationWorkers' comp is for your W-2 employees — drivers, dock workers and office staff on your payroll. It can help pay medical bills and lost wages when an employee is hurt on the job, and most states require it once you have employees. Benefits and requirements vary by state and policy.
Occupational AccidentOccupational accident is built for 1099 independent contractors, like leased-on owner-operators, who typically aren't covered by workers' comp. It can help with medical expenses and disability benefits after an on-the-job injury. Benefits and limits are set by the policy and subject to underwriting.
