Dental Coverage: Over 370+ Services and Procedures
Preventive: This plan includes coverage for one exam per year. 100% preventive dental benefits, routine exams, cleanings, fluoride treatments, sealants, and more.
Basic: Maximum Covered Expenses (MCE): Filling restoration, extractions – surgical removal of teeth, and more.
Major: Maximum Covered Expenses (MCE): Onlays, maxillary partial denture – resin base, denture repair, endodontics – root canal, periodontal scaling, and root planing, crown and crown repairs, pontics, fixed bridges, and more. 6-month waiting period.
Claims for Preventive (Type 1) visits are paid based on the maximum amount a network provider may charge. If you visit an out-of-network dentist, claims are paid based on the lowest contracted network provider fee in your ZIP Code. Claims for Basic (Type 2) and Major (Type 3) services are paid based on a list of covered dental procedures showing the maximum dollar amount insurance will pay for each. You pay the difference between what the plan pays and the dentist’s actual charge. If you select a network provider, you may have lower out-of-pocket costs.
Extra Plan Benefits
Vision Insurance: A portion of your dental maximum can be used to help cover vision expenses. Simply select your preferred vision provider, pay the provider, and submit a claim for reimbursement of up to $100. There’s no network so you can take advantage of special pricing offers from any eye doctor.
Dental Rewards® & PPO Bonus: Each year you submit at least one dental claim and keep your total amount of benefits at or under $500, you qualify to carry over $250 in benefit dollars to the following year. Over time, you can earn up to the maximum accumulation of $1,000 to use after your existing annual maximum benefit is used. If you visit an Ameritas network provider, you earn an additional $100 per year. PPO Bonus is not available in MT or RI.
Large Nationwide Network: The Ameritas Dental Network is one of the largest in the nation. When visiting a network provider, members can enjoy discounted fees on dental procedures covered by their plan.
Licensed agents are here to help you make informed decisions so please call 888-978-0315 today!
PPO Dentists AND
Freedom of Choice
You’re free to visit any licensed dentist. These plans offer members more than 471,000 Ameritas PPO (Participating Provider Organization) access points for dental care nationwide.
Ameritas PPO network providers have agreed to charge discounted fees to our members, so you can almost always save money.