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Motor Truck Cargo Coverage

Motor Truck Cargo protects the transporter from their responsibility in the event of damaged or lost freight. We tailor motor truck cargo coverage to meet the specific needs of your operation or typically hauled commodities. Furthermore, most brokers require that you carry at least $100,000 in coverage. It is important to note that higher limits can be required for specialized operations.


When choosing your Motor Truck Cargo provider, you chose your limit as well as your deductible. Keep in mind that choosing a higher deductible will lower premiums, but be sure you chose a deductible that you can afford to pay out of pocket at the time of a claim. You should also ask your agent to provide you with any and all exceptions and restrictions that may apply to your policy and ensure refrigeration breakdown coverage is included if you are hauling reefer commodities.

Our team of specialists can help you figure out the coverage required by the operations and regulations you work under. Be upfront with your budget and open with your agent to move through the motor truck cargo coverage policy creation quickly. Here are a few examples of the coverage options we offer:

Coverages Under Motor Truck Cargo

Coverage is commodity-specific. Excluded commodities can be added by endorsement, and sometimes may have a fee.

Reefer Breakdown

Covers losses typically excluded under the policy due to malfunction of the reefers that may cause temp change and cargo rejection.

Trailer Interchange

Under the trailer interchange agreement, it covers damages to a non-owned trailer, and a trailer even if not attached to a listed power unit.

Clean Up/Debris Removal

Covers clean up done by tow company in the event cargo spills out of trailer during a collision.

Don’t hesitate! Call Marquee Insurance Group today to find out what coverage option is best for your motor truck cargo. You can also generate certificates or file a claim through our website. Our specialists pride themselves on providing you with unique, strategic coverage plans to help keep customers satisfied.

See All Our Coverage Options